:root {
  --forest: #0E4B3D;
  --forest-2: #08372D;
  --gold: #C8A24A;
  --sage: #D9E6DE;
  --cream: #F8F6F0;
  --cream-2: #FFFDF8;
  --charcoal: #333333;
  --muted: rgba(51, 51, 51, 0.68);
  --teal: #6FAFA6;
  --white: #FFFFFF;
  --radius-xl: 36px;
  --radius-lg: 24px;
  --radius-pill: 999px;
  --max-width: 1180px;
  --shadow-soft: 0 18px 45px rgba(14, 75, 61, 0.12);
  --transition: 220ms cubic-bezier(.4, 0, .2, 1);
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: 'Source Sans 3', -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Arial, sans-serif;
  font-size: 16px;
  line-height: 1.7;
  color: var(--charcoal);
  background: var(--cream);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

a {
  color: inherit;
  text-decoration: none;
}

.insurance-container {
  width: min(92%, var(--max-width));
  margin: 0 auto;
}

/* Header */
.insurance-header {
  padding: 22px 0;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}

.brand-mark {
  width: 42px;
  height: 42px;
  display: grid;
  place-items: center;
  border-radius: 15px;
  background: var(--forest);
  color: var(--white);
  font-weight: 900;
  box-shadow: 0 8px 18px rgba(14, 75, 61, 0.14);
}

.brand-text {
  display: flex;
  flex-direction: column;
  line-height: 1.05;
}

.brand-text strong {
  color: var(--forest);
  font-size: 17px;
  font-weight: 900;
  letter-spacing: -0.01em;
}

.brand-text em {
  color: var(--muted);
  font-size: 10.5px;
  font-style: normal;
  font-weight: 800;
  letter-spacing: 0.055em;
  text-transform: uppercase;
}

.back-link {
  color: var(--forest);
  border: 1px solid rgba(14, 75, 61, 0.16);
  border-radius: var(--radius-pill);
  padding: 10px 16px;
  font-size: 14px;
  font-weight: 800;
  background: rgba(255, 255, 255, 0.65);
}

.back-link:hover {
  background: var(--forest);
  color: var(--white);
}

/* Hero */
.insurance-hero {
  padding: 76px 0 46px;
  text-align: center;
}

.eyebrow {
  display: inline-block;
  color: var(--gold);
  font-size: 12px;
  font-weight: 900;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-bottom: 14px;
}

h1,
h2,
h3 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  color: var(--forest);
  line-height: 1.05;
}

h1 {
  max-width: 860px;
  margin: 0 auto 20px;
  font-size: clamp(46px, 7vw, 78px);
  font-weight: 700;
  letter-spacing: -0.035em;
}

.hero-lead {
  max-width: 760px;
  margin: 0 auto;
  color: var(--muted);
  font-size: 18px;
}

.hero-actions {
  margin-top: 32px;
  display: flex;
  justify-content: center;
  gap: 14px;
  flex-wrap: wrap;
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  min-height: 48px;
  padding: 14px 22px;
  border-radius: var(--radius-pill);
  font-size: 15px;
  font-weight: 900;
  transition: transform var(--transition), background var(--transition), color var(--transition);
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  background: var(--teal);
  color: var(--white);
  box-shadow: 0 14px 32px rgba(111, 175, 166, 0.28);
}

.btn-primary:hover {
  background: var(--forest);
}

.btn-ghost {
  color: var(--forest);
  background: rgba(255, 255, 255, 0.68);
  border: 1px solid rgba(14, 75, 61, 0.14);
}

.btn-ghost:hover {
  background: var(--forest);
  color: var(--white);
}

.btn-arrow {
  display: inline-grid;
  place-items: center;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.20);
}

.text-link {
  display: inline-flex;
  color: var(--forest);
  font-weight: 900;
  text-decoration: underline;
  text-decoration-color: rgba(200, 162, 74, 0.65);
  text-underline-offset: 5px;
}

/* Notice */
.notice-section {
  padding: 10px 0 42px;
}

.notice-card {
  padding: 20px 24px;
  border-radius: var(--radius-lg);
  background: var(--sage);
  border: 1px solid rgba(14, 75, 61, 0.10);
  color: var(--muted);
  box-shadow: var(--shadow-soft);
}

.notice-card strong {
  color: var(--forest);
}

/* Plans */
.plans-section {
  padding: 54px 0 80px;
}

.section-head {
  max-width: 760px;
  margin-bottom: 42px;
}

.section-head.center {
  text-align: center;
  margin-left: auto;
  margin-right: auto;
}

.section-head h2,
.verify-card h2 {
  font-size: clamp(36px, 5vw, 58px);
  font-weight: 700;
  letter-spacing: -0.035em;
  margin-bottom: 16px;
}

.section-head p,
.verify-card p {
  color: var(--muted);
  max-width: 700px;
}

.state-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr 1fr;
  gap: 20px;
  align-items: stretch;
}

.state-card {
  padding: 30px;
  border-radius: var(--radius-xl);
  background: rgba(255, 255, 255, 0.86);
  border: 1px solid rgba(14, 75, 61, 0.08);
  box-shadow: 0 18px 42px rgba(14, 75, 61, 0.09);
}

.state-card-head {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 22px;
}

.state-tag {
  width: 48px;
  height: 48px;
  display: grid;
  place-items: center;
  border-radius: 16px;
  background: var(--forest);
  color: var(--white);
  font-weight: 900;
}

.state-card h3 {
  font-size: 34px;
  font-weight: 700;
  letter-spacing: -0.025em;
}

.insurance-list {
  list-style: none;
  display: grid;
  gap: 10px;
}

.insurance-list li {
  padding: 11px 14px;
  border-radius: 16px;
  background: var(--cream-2);
  border: 1px solid rgba(14, 75, 61, 0.08);
  color: var(--forest);
  font-weight: 800;
}

/* Verify CTA */
.verify-section {
  padding: 20px 0 80px;
}

.verify-card {
  padding: 56px;
  border-radius: var(--radius-xl);
  background: var(--forest);
  color: var(--white);
  box-shadow: 0 28px 70px rgba(14, 75, 61, 0.22);
  display: grid;
  grid-template-columns: 1.1fr auto;
  align-items: center;
  gap: 36px;
}

.verify-card h2,
.verify-card .eyebrow {
  color: var(--white);
}

.verify-card p {
  color: rgba(255, 255, 255, 0.82);
}

.verify-actions {
  display: grid;
  gap: 12px;
  justify-items: start;
}

.verify-card .btn-ghost {
  background: transparent;
  color: var(--white);
  border-color: rgba(255, 255, 255, 0.52);
}

.verify-card .btn-ghost:hover {
  background: var(--white);
  color: var(--forest);
}

.verify-card .text-link {
  color: var(--white);
}

/* FAQ */
.faq-section {
  padding: 44px 0 100px;
}

.faq-list {
  max-width: 920px;
  margin: 0 auto;
  display: grid;
  gap: 12px;
}

.faq-list details {
  background: rgba(255, 255, 255, 0.86);
  border: 1px solid rgba(14, 75, 61, 0.08);
  border-radius: 18px;
  box-shadow: 0 12px 28px rgba(14, 75, 61, 0.06);
  padding: 18px 20px;
}

.faq-list summary {
  cursor: pointer;
  font-weight: 900;
  color: var(--forest);
  list-style-position: outside;
}

.faq-list p {
  margin-top: 12px;
  color: var(--muted);
}

/* Footer */
/* Shared Footer */
.footer {
  padding: 64px 32px 30px;
  background: var(--forest-2);
  color: var(--white);
}

.footer-inner {
  max-width: var(--max-width);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.1fr 1.8fr;
  gap: 48px;
  align-items: start;
}

.footer-brand .brand-text strong {
  color: var(--white);
}

.footer-brand .brand-text em {
  color: rgba(255, 255, 255, 0.68);
}

.footer-brand p {
  margin-top: 16px;
  max-width: 420px;
  color: rgba(255, 255, 255, 0.76);
  font-size: 15px;
  line-height: 1.65;
}

.footer-cols {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 34px;
}

.footer-cols h4 {
  margin-bottom: 16px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 900;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.footer-cols a {
  display: block;
  margin-bottom: 10px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 14px;
  font-weight: 700;
  transition: color var(--transition), transform var(--transition);
}

.footer-cols a:hover,
.footer-cols a:focus-visible {
  color: var(--white);
  transform: translateX(3px);
}

.footer-bottom {
  max-width: var(--max-width);
  margin: 42px auto 0;
  padding-top: 24px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  display: flex;
  justify-content: space-between;
  gap: 24px;
  flex-wrap: wrap;
}

.footer-bottom p {
  max-width: 620px;
  color: rgba(255, 255, 255, 0.58);
  font-size: 13px;
  line-height: 1.55;
}

/* Responsive */
@media (max-width: 1000px) {
  .state-grid,
  .verify-card {
    grid-template-columns: 1fr;
  }

  .verify-actions {
    justify-items: stretch;
  }
}

@media (max-width: 640px) {
  .header-inner {
    align-items: flex-start;
    flex-direction: column;
  }

  .back-link,
  .hero-actions .btn,
  .verify-actions .btn {
    width: 100%;
    text-align: center;
  }

  .insurance-hero {
    padding-top: 42px;
    text-align: left;
  }

  .hero-actions {
    justify-content: flex-start;
  }

  h1 {
    font-size: clamp(42px, 12vw, 58px);
  }

  .hero-lead {
    font-size: 16px;
  }

  .state-card,
  .verify-card {
    padding: 30px 24px;
    border-radius: 28px;
  }

  .brand-text em {
    display: none;
  }

  .footer {
    padding: 54px 22px 26px;
  }

  .footer-inner {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .footer-cols {
    grid-template-columns: 1fr;
    gap: 26px;
  }

  .footer-bottom {
    flex-direction: column;
  }
}

/* =========================================================
Floating Start Button
========================================================= */
.floating-start-button {
position: fixed;
right: 22px;
bottom: 22px;
z-index: 98;
display: inline-flex;
align-items: center;
justify-content: center;
padding: 13px 20px;
border-radius: var(--radius-pill, 999px);
background: var(--teal, #6FAFA6);
color: var(--white, #ffffff);
font-weight: 900;
text-decoration: none;
box-shadow: 0 18px 42px rgba(14, 75, 61, 0.24);
opacity: 0;
visibility: hidden;
transform: translateY(18px);
pointer-events: none;
transition:
opacity 220ms ease,
visibility 220ms ease,
transform 220ms ease,
background 220ms ease;
}
.floating-start-button.is-visible {
opacity: 1;
visibility: visible;
transform: translateY(0);
pointer-events: auto;
}
.floating-start-button:hover {
background: var(--forest, #0E4B3D);
color: var(--white, #ffffff);
}
/* Mobile */
@media (max-width: 720px) {
.floating-start-button {
left: 20px;
right: 20px;
bottom: 18px;
width: auto;
text-align: center;
}
}
@media (max-width: 420px) {
.floating-start-button {
left: 14px;
right: 14px;
bottom: 14px;
}
}

/* =========================================================
Universal Navbar Compatibility for Insurance Page
========================================================= */

.navbar .brand-logo-link {
display: inline-flex;
align-items: center;
justify-content: center;
gap: 0;
min-width: 0;
flex-shrink: 0;
}

.navbar .brand-logo {
display: block;
width: 190px;
max-width: 190px;
height: auto;
max-height: 70px;
object-fit: contain;
}


/* =========================================================
Fixed Navbar Spacing Fix
========================================================= */

.insurance-hero {
padding-top: 170px;
}

@media (max-width: 900px) {
.insurance-hero {
padding-top: 145px;
}
}

@media (max-width: 640px) {
.insurance-hero {
padding-top: 130px;
}
}


/* =========================================================
Hide Nav CTA Button on Mobile
========================================================= */

@media (max-width: 1320px) {
.navbar .nav-cta {
display: none !important;
}
}

/* =========================================================
Footer Social Links
========================================================= */

.footer-social {
display: flex;
align-items: center;
gap: 12px;
margin-top: 22px;
}

.footer-social a {
width: 38px;
height: 38px;
display: inline-flex;
align-items: center;
justify-content: center;

border-radius: 50%;
background: rgba(255, 255, 255, 0.10);
border: 1px solid rgba(255, 255, 255, 0.18);
color: var(--white, #ffffff);

font-size: 18px;
font-weight: 900;
line-height: 1;
text-decoration: none;

transition:
background 220ms ease,
color 220ms ease,
transform 220ms ease,
border-color 220ms ease;
}

.footer-social a:hover {
background: var(--gold, #c8a24a);
border-color: var(--gold, #c8a24a);
color: var(--forest, #0e4b3d);
transform: translateY(-3px);
}

.footer-social a:focus-visible {
outline: 3px solid rgba(200, 162, 74, 0.45);
outline-offset: 4px;
}

@media (max-width: 640px) {
.footer-social {
margin-top: 18px;
}
}

/* =========================================================
Footer Social Links
========================================================= */

.footer-social {
display: flex;
align-items: center;
gap: 14px;
margin-top: 24px;
}

.footer-social a {
width: 34px;
height: 34px;

display: inline-flex;
align-items: center;
justify-content: center;

border-radius: 50%;
background: rgba(255, 255, 255, 0.92);
color: var(--forest, #0e4b3d);
text-decoration: none;

box-shadow: 0 10px 22px rgba(0, 0, 0, 0.14);

transition:
background 220ms ease,
transform 220ms ease,
box-shadow 220ms ease;
}

.footer-social a:hover {
background: var(--gold, #c8a24a);
transform: translateY(-3px);
box-shadow: 0 14px 28px rgba(0, 0, 0, 0.18);
}

.footer-social img {
width: 17px;
height: 17px;
display: block;
object-fit: contain;
opacity: 0.78;
}

.footer-social a:hover img {
opacity: 1;
}

@media (max-width: 640px) {
.footer-social {
margin-top: 20px;
}
}